Powerful software for cooperative societies, savings groups and finance centres. Manage members, savings, loans, shares, dividends and financial records from one secure platform.
SmartCoop wasn't built as generic accounting software with a cooperative label stuck on it — every screen assumes members, savings, and shared trust from the start.
Member savings, share capital, dividends at year-end, and loans your members actually repay to each other — all reconciled, all auditable, all in one place.
The rotating contribution, digitized without losing what makes it work — who's contributed this round, who's collecting next, and a record everyone can trust.
Multiple staff, real approval workflows, and a member-facing portal — the structure of a proper financial institution, sized for how you actually operate.
Every deposit, withdrawal, and loan posts as a proper double-entry transaction — the same discipline a bank uses, built for how a cooperative actually runs.
Real-time balances for every member, always reconciled against the underlying ledger — never a number that's just typed in.
A member's balance and the cooperative's own cash are tracked separately and correctly — fees post as real income, not a guess.
Disbursement, interest, and repayment tracked against each member — with outstanding balances always visible to staff.
Configure your distribution rules once; run the calculation across every member when it's time to share the surplus.
Members log in themselves, see their own balance and statement, and submit deposit confirmations without calling the office.
Directors see the numbers, Managers run the floor, Staff handle the counter — each with exactly the access their role needs, no more.
Send the form below — your cooperative, esusu group, or finance centre, and roughly how many members you have.
Your organization gets its own private space in SmartCoop — your members' data is never mixed with anyone else's.
Directors, managers, and staff each get their own login, with the right level of access from day one.
Existing members can be brought in with their historical balances intact — nobody starts over at zero.
Tell us a little about your cooperative, esusu group, or finance centre. A real person on our team will reach out to walk you through onboarding.